Thank you for choosing to be part of our community at
OnlineFinanceWorld.com (" Company ", "we", "us",
"our"). We are committed to protecting your
personal information and your right to privacy. If you have
any questions or concerns about this privacy notice, or our
practices with regards to your personal information, please
contact us at [email protected].
and more generally, use any of our services (the "Services",
which include the Website ), we appreciate that you are
trusting us with your personal information. We take your
privacy very seriously. In this privacy notice, we seek to
explain to you in the clearest way possible what information
we collect, how we use it and what rights you have in relation
to it. We hope you take some time to read through it
carefully, as it is important. If there are any terms in this
privacy notice that you do not agree with, please discontinue
use of our Services immediately.
This privacy notice applies to all information collected through our Services (which, as described above, includes our
Website ), as well as, any related
services, sales, marketing or events.
Please read this privacy notice carefully as it will help you understand what we do with the information that we collect.
TABLE OF CONTENTS
1. WHAT INFORMATION DO WE COLLECT?
Information automatically collected
In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our
We automatically collect certain information when you visit, use or navigate the
This information does not reveal your specific identity
(like your name or contact information) but may include
device and usage information, such as your IP address,
browser and device characteristics, operating system,
language preferences, referring URLs, device name, country,
location, information about how and when you use our Website
and other technical information. This information is
primarily needed to maintain the security and operation of
our Website ,
and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and similar technologies.
The information we collect includes:
and Usage Data. Log and usage data is
service-related, diagnostic, usage and performance
information our servers automatically collect when you
access or use our
Website and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings and information about your activity in the Website (such as the date/time stamps associated with your usage, pages and files viewed, searches and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called 'crash dumps') and hardware settings).
Data. We collect device data such as information
about your computer, phone, tablet or other device you use
to access the
Website . Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model Internet service provider and/or mobile carrier, operating system and system configuration information.
Data. We collect location data such as information
about your device's location, which can be either precise
or imprecise. How much information we collect depends on
the type and settings of the device you use to access the
Website . For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. Note however, if you choose to opt out, you may not be able to use certain aspects of the Services.
Information collected from other sources
In Short: We may collect limited data from public databases, marketing partners,
other outside sources.
In order to enhance our ability to provide relevant marketing, offers and services to you and update our records, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, data providers,
as well as from other third parties. This information
includes mailing addresses, job titles, email addresses,
phone numbers, intent data (or user behavior data), Internet
Protocol (IP) addresses, social media profiles, social media
URLs and custom profiles, for purposes of targeted
advertising and event promotion.
2. HOW DO WE USE YOUR INFORMATION?
In Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.
We use personal information collected via our
Website for a
variety of business purposes described below. We process
your personal information for these purposes in reliance on
our legitimate business interests, in order to enter into or
perform a contract with you, with your consent, and/or for
compliance with our legal obligations. We indicate the
specific processing grounds we rely on next to each purpose
We use the information we collect or receive:
send you marketing and promotional
communications. We and/or our
third-party marketing partners may use
the personal information you send to us
for our marketing purposes, if this is
in accordance with your marketing
preferences. For example, when
expressing an interest in obtaining
information about us or our
Website , subscribing to marketing or otherwise contacting us, we will collect personal information from you. You can opt-out of our marketing emails at any time (see the "WHAT ARE YOUR PRIVACY RIGHTS" below).
targeted advertising to you. We
may use your information to develop and
display personalized content and
advertising (and work with third parties
who do so) tailored to your interests
and/or location and to measure its
other business purposes. We
may use your information for other
business purposes, such as data
analysis, identifying usage trends,
determining the effectiveness of our
promotional campaigns and to evaluate
and improve our
Website , products, marketing and your experience. We may use and store this information in aggregated and anonymized form so that it is not associated with individual end users and does not include personal information. We will not use identifiable personal information without your consent.
In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.
We may process or share your data that we hold based on the following legal basis:
We may process your data if you have
given us specific consent to use your
personal information for a specific
Interests: We may process
your data when it is reasonably
necessary to achieve our legitimate
of a Contract: Where we have
entered into a contract with you, we may
process your personal information to
fulfill the terms of our contract.
Obligations: We may disclose
your information where we are legally
required to do so in order to comply
with applicable law, governmental
requests, a judicial proceeding, court
order, or legal process, such as in
response to a court order or a subpoena
(including in response to public
authorities to meet national security or
law enforcement requirements).
Interests: We may disclose
your information where we believe it is
necessary to investigate, prevent, or
take action regarding potential
violations of our policies, suspected
fraud, situations involving potential
threats to the safety of any person and
illegal activities, or as evidence in
litigation in which we are involved.
More specifically, we may need to process your data or share your personal information in the following situations:
- Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
We may share your information with
our affiliates, in which case we
will require those affiliates to
honor this privacy notice.
Affiliates include our parent
company and any subsidiaries, joint
venture partners or other companies
that we control or that are under
common control with us.
Partners. We may
share your information with our
business partners to offer you
certain products, services or
5. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
In Short: We may transfer, store, and process your information in countries other than your own.
Our servers are located in the United States of America, Europe, The Middle East, and Asia
If you are accessing our Website
from outside ,
please be aware that your
information may be transferred to,
stored, and processed by us in our
facilities and by those third
parties with whom we may share
your personal information (see "WILL
YOUR INFORMATION BE SHARED
and other countries.
If you are a resident in the European Economic Area, then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. We will however take all necessary measures to protect your personal information in accordance with this privacy notice and applicable law.
6. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?
In Short: We are not responsible for the safety of any information that you share with third-party providers who advertise, but are not affiliated with, our Website.
may contain advertisements from
third parties that are not
affiliated with us and which may
link to other websites, online
services or mobile applications.
We cannot guarantee the safety and
privacy of data you provide to any
third parties. Any data collected
by third parties is not covered by
this privacy notice. We are not
responsible for the content or
privacy and security practices and
policies of any third parties,
including other websites, services
or applications that may be linked
to or from the Website .
You should review the policies of
such third parties and contact
them directly to respond to your
7. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than
1 year .
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
8. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short: We aim to protect your personal information through a system of organizational and technical security measures.
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our
is at your own risk. You should
only access the Website
within a secure environment.
9. WHAT ARE YOUR PRIVACY RIGHTS?
may review, change, or terminate
your account at any time.
If you are a resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.
If you are a resident in Switzerland, the contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our
To opt-out of interest-based
advertising by advertisers on our Website
10. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.
11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
If you are under 18 years of age, reside in California, and have a registered account with
you have the right to request
removal of unwanted data that you
publicly post on the Website .
To request removal of such data,
please contact us using the contact
information provided below, and
include the email address associated
with your account and a statement
that you reside in California. We
will make sure the data is not
publicly displayed on the Website ,
but please be aware that the data
may not be completely or
comprehensively removed from all our
systems (e.g. backups, etc.).
12. DO WE MAKE UPDATES TO THIS NOTICE?
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
If you have questions or comments about this notice, you may
us at [email protected]
14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please
a request form by clicking here . We
will respond to your request within